As I prepare for the holidays, it makes me reflect on how freelancing has a major impact on my life. Sure, I can take a month off to go backpacking through Europe or go sailing from one coast to the other if I want. I can be a night owl or an early bird, split shifts, take very long lunches and other fun perks.

But there are some significant downsides to working for yourself, too. Freelancing isn’t the glamorous life that some people imagine it to be. If you are thinking about ditching your boring but stable office job and throwing yourself into freelancing as a career, there are a few things you need to consider first.

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